How to Win Off-Market Deals Using Transactional Funding đź’ˇ


How to Win Off-Market Deals Using Transactional Funding đź’ˇ

Transactional funding is one of the few areas in real estate where relationships, timing, and knowledge create real leverage.

You’ve found a property with genuine upside. The numbers work, the neighborhood’s improving, and you know the deal has real potential. But there’s a seller on the other end fielding multiple offers, and speed matters just as much as price.

What these deals usually have in common is urgency. Speed is a much bigger aspect of real estate than people realize.

The seller is choosing you over the open market because you can offer certainty, speed, or both. They are not interested in waiting 30-45 days for traditional financing.

Whether you’re a flipper, investor using the Stack Method, or a wholesaler structuring double closes, transactional funding gives you leverage to move faster, close cleaner, and do more volume.

Some of the most common ways investors are using transactional funding right now:

• Maximizing profit by double closing deals instead of exposing spreads through assignments
• Funding EMD so liquidity is not tied up across multiple deals
• Expanding buyer pools beyond “cash-only” buyers
• Using transactional funding to move faster on off-market opportunities

Wholesalers who understand transactional funding can structure more deals, work with more buyers, and move with far more flexibility than wholesalers only chasing assignment fees.

For flippers, combining transactional funding, EMD leverage, and hard money allows you to secure opportunities faster without constantly tying up your own liquidity.

Organize Your Funding Sources Beforehand
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While we do fund same-day deals, it’s always better to keep us in the loop early. Ideally we want deal details at least 1 week in advance so everything is structured properly before closing pressure starts.
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EMD Requirements
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• Signed by both parties
• Borrower = buyer on contract
• EMD request matches EMD on contract
• Refundable deposit preferred
• Inspection period ending more than 1 week out
• Full PSA required (no screenshots)
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End Buyer EMD Funding Requirements
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• Signed by both parties
• Borrower = buyer on contract
• EMD request matches EMD on contract
• Refundable deposit preferred
• Full PSA required (assignment contracts acceptable if refundable)
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Double Close Requirements
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• Signed AB contract (or assignment) + signed BC contract
• AB buyer = BC seller
• Property address matches request
• Request amount approximately matches AB purchase price
• BC contract amount higher than AB amount
• Enough spread to cover funding fees
• Same-day close required

A lot of people are one funding relationship away from a completely different business.

You approach sellers differently.
You build stronger relationships.
You go after every opportunity instead of only the ones you can fund yourself.

Let’s get your next deal funded whether it’s EMD, a double closing, or a Stack Method deal.

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Shipp Apex

More than just capital, our goal is to ensure investors have the guidance, transactional funding, and support needed to move forward with confidence, secure opportunities, and ultimately go further with their real estate investing.

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